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Article-5: HOW BENEFICIAL IS THE GOVERNMENTAL FINANCIAL SCHEME (NIAF) FOR A BENEFICIARY AT AN APEX TERTIARY CARE HOSPITAL?

Article-5: HOW BENEFICIAL IS THE GOVERNMENTAL FINANCIAL SCHEME (NIAF) FOR A BENEFICIARY AT AN APEX TERTIARY CARE HOSPITAL?

2019 & 2020- Vol. 31 No.2 [June-Dec] & Vol. 32 No.1 [Jan-June]
 January 12, 2021
How Beneficial is the Governmental Financial scheme (NIAF) for a beneficiary at an apex tertiary care hospital?
 
Corresponding Author: Dr. Nishant Sharma - Senior Residen Department of Hospital Administration, All India Institute of Medical Sciences, New Delhi
 
Abstract
Introduction: Rashtriya Arogya Nidhi Scheme (RAN) was conceived with aim to provide a safety net for India’s poor population in terms of social, economic and moral support by helping eligible families with cash benefit for their health need.
 
Aim: To assess the beneficiary satisfaction and utilization pattern of the financial aid received under the aegis of Rashtriya Arogya Nidhi (RAN) scheme and to study the perception of beneficiary regarding delivery of RAN scheme.
 
Aim:To assess the beneficiary satisfaction and utilization pattern of the monetary benefit received under the Rashtriya Arogya Nidhi (RAN) scheme and to explore the perception of beneficiary regarding delivery of RAN scheme.
 
Materials and Methods: This is a mixed method research where both quantitative surveys and qualitative in-depth interview were conducted. The survey was conducted among 113 randomly selected beneficiaries of Rashtriya Arogya Nidhi scheme belonging to economically weaker section and suffering from major life-threatening diseases.
 
Results:The mean age of the study participants was 31.23 years. Majority of participants (98%) were satisfied with the overall scheme, though few of them expressed their dissatisfaction with the amount of grant received and its delivery process. Among the study subjects, 69.9% had already incurred out of pocket expenditure prior to the receipt of the grant. ESRD, Hematological cancer and renal transplant were the main diseases for which grants have been sanctioned.
 
Conclusion: Financial assistance to the deprived empowers them and improves their self-esteem, independence, and overall quality of life. With increasing proportion of non-communicable chronic diseases amongst the Indian population, it is important to study the effectiveness of such schemes so that corrective measures can be taken toincrease its accessibility to the disadvantaged section of the society.
 
Keywords: Rashtriya Arogya Nidhi, Impact evaluation, Financial burden, Healthcare expenditure, Financial Protection Scheme
 
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