Keywords :
Insured inpatients, health insurance plans, Average expense per admission, Average length of stay

ABSTRACT
A retrospective study was carried out to know the trend in utilization of health insurance at a tertiary care teaching hospital. The data was analyzed to know the proportion of insured to total inpatients.The proportion of insured inpatients in various health insurance plans, their average length of stay and expenses per admission were analyed. There is a statistically significant increase in the number of insured inpatients. The proportion of inpatients in various plans among the insured have been varying over years due to introduction of community or social health insurance. The difference in average expense per admission among uninsured and insured is statistically significant. Variations in average expense per inpatient admission among beneficiaries’ of different plans are again due to choice of wards and admissions for surgical conditions. The average length of stay among insured is lesser than in uninsured.